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omar ripon

18 risks insurers should be aware of in 2018

We asked 18 members of our Actuarial team to tell us what they consider some of the big issues will be in 2018, and how they will affect the insurance industry.

Restructuring could radically reduce your capital requirements

For some insurers, acquisition activity has created legal entity structures with a number of different underwriting platforms and locally regulated subsidiaries across jurisdictions. This can result in the cost and inefficiency of multiple regulatory rules, relationships and returns and, when the solvency requirements of all the various subsidiaries are added together, an aggregate capital requirement that can be much higher than that of a single consolidated business.