Bankruptcy Restriction Orders What restrictions are there during bankruptcy? Once a debtor has entered bankruptcy, he or she has certain restrictions placed on their actions and conduct. Neil Dingley of Moore Recovery Stoke on Trent explains the restrictions on individuals during bankruptcy. Insolvency Service clamps down on bankrupt gamblers and speculators The Insolvency Service is clamping down on individuals who have become bankrupt as a result of ‘gambling, speculation or unnecessary extravagance’.